ARE YOU A REAL ESTATE AGENT LOOKING TO GROW YOUR BUSINESS?
Superior Communication & Realtor Support
I keep you updated at every stage and personally refer pre-approved buyers to you, ensuring a seamless process and strong partnerships.
Stronger Offers & Faster Closings
My “Buy Before You Sell” program and Non-QM loan solutions help your clients win in multiple-offer scenarios while ensuring quick and efficient closings.
$10K Closing Guarantee for Peace of Mind
I back every underwritten approval with a $10,000 seller guarantee, giving your clients a competitive edge in today’s market.
HOW CAN WE HELP YOU?
In today’s fast-moving real estate market, standing out is everything. Whether you’re dealing with multiple-offer situations, navigating high-interest rates, or struggling with loan officer communication, I’m here to make your life easier. I’m Todd Helmick, and I’ve built my career on clear communication, expert guidance, and game-changing mortgage programs that help realtors close more deals.
One of the biggest frustrations I hear from agents is poor communication from lenders—calls not returned, updates coming too late, and last-minute surprises that jeopardize deals. With me, you’ll never have to wonder where your client’s loan stands. I proactively keep you informed at every step of the process, so you can focus on what you do best—selling homes.
I don’t just provide pre-approvals; I provide full “Approval Letters.” That means when your buyer submits an offer, it’s as close to cash as possible. No weak pre-qualification letters—just rock-solid approvals that give your client an edge. Plus, with my $10,000 Closing Guarantee, sellers can feel confident in accepting your buyer’s offer, knowing the deal will close on time.
My lending options go beyond traditional loans. I specialize in unique programs like “Buy Before You Sell” contingency busters, Non-QM loans for self-employed borrowers, and FHA loans with approvals down to a 500 credit score. These solutions allow my realtors to say “yes” to more buyers who may not fit the mold for a traditional loan.
But I don’t just close deals—I help you grow your business. I actively refer pre-approved buyers to the realtors I work with, connecting them with the best professionals to find the right home. My system ensures that every lead is warm, qualified, and ready to buy.
At the end of the day, your reputation is my priority. I ensure every transaction reflects positively on you, helping you gain repeat clients, more referrals, and long-term success.
Ready to partner with a lender who actually has your back? Let’s connect today and take your business to the next level.
WHY CHOOSE US?
- $10K Closing Guarantee to strengthen offers.
- Contingency-busting "Buy Before You Sell" program.
- Non-QM loans for self-employed buyers & unique scenarios.
- Pre-approved buyers referred directly to realtor partners.
- Fast closings with full loan approvals before offers are made.
SEE WHAT TOP-PRODUCING REALTORS IN OUR MARKET ARE SAYING ABOUT OUR TEAM
SEE WHAT CLIENTS ARE SAYING ABOUT US
MEET WITH TODD
START WORKING WITH TODD!
At Cornerstone First Mortgage, LLC. we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.
For Licensing Information go to:
www.nmlsconsumeraccess.org
Contact Us
- 12121 Talamore Blvd, Huntley, IL 60142
Company NMLS #173855
Todd Helmick NMLS #228184
Todd Helmick NMLS #228184
© 2025 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.